Ορισμός "Νεκρού Σημείου": το ύψος των πωλήσεων (κύκλου εργασιών) μιας επιχείρησης, το οποίο της επιτρέπει να καλύψει τα έξοδά της (σταθερά και μεταβλητά), μη πραγματοποιώντας ούτε κέρδος ούτε ζημίες. Από το σημείο του Νεκρού Σημείου και πάνω η επιχείρηση πραγματοποιεί κέρδη.
Μπορεί να εκφραστεί με τους εξής τρόπους:
1. Ως αξία επί των πωλήσεων: δείχνει πόση είναι η χρηματική αξία των πωλήσεων που πρέπει να κάνει η επιχείρηση ώστε να μην έχει ούτε κέρδη ούτε ζημίες
2. Ως ποσοστό επί των πωλήσεων: δείχνει σε ποιο ποσοστό επί των πωλήσεων που έκανε ή αναμένεται να κάνει η επιχείρηση δεν έχει ούτε κέρδη ούτε ζημίες
3. Ως ποσότητα πωλήσεων: δείχνει την ποσότητα των προϊόντων/υπηρεσιών την οποία πρέπει να πουλήσει η επιχείρηση ώστε να μην έχει ούτε κέρδη ούτε ζημίες

Το εργαλείο υπολογισμού του Νεκρού Σημείου μπορεί να χρησιμοποιηθεί τόσο από τον ίδιο τον επιχειρηματία ή, εναλλακτικά, από τον λογιστή ή οικονομικό διευθυντή της επιχείρησης.

Η συμπλήρωση του εργαλείου προϋποθέτει ο χρήστης να μπορεί να καταγράψει βασικές έννοιες των εξόδων της επιχείρησης (σταθερών και μεταβλητών) αλλά και βασικό κοστολόγιο και τιμή πώλησης του προϊόντος/υπηρεσίας.

The tool "Discount Rate" caclulates the discount rate of a potential investment decision. Essentiallym the tool calculates the opportunity cost of an investment. The opportunity cost of capital is the profit lost for a period of time when choosing to invest instead of consuming. This investment can be either in the public or private sector. The opportunity cost of capital is given from the discount rate times one-hundred. It is suggested that the tool be used separatly for two different investments so as to compare the discount rate of each. The investment with the highest discount rate is, obviously, the preferred one.

The tool can be used by the general and financial management of the business.

The use of the tool requires basic knowledge of the financial results of an investment.

Imposing small adjustments in your business can play an important role in improving business profitability. It also can maintain the level of liquidity of your business when economic conditions are not favorable.
This tool helps in better understanding of the financial elements of your business, allowing in this way to diagnose any problems and direct their resolution.
For this purpose, the tool examines economic indicators that are:
- the Profitability of the business
- Gross Margin Index
- Overhead Index to Sales
- the Efficiency of the business
- Average time frame of Receivables
- Average time frame of credit
- the Liquidity of the business
- General liquidity
- Immediate liquidity
It also allows you to record the historicity of these indicators (recommended recording for the last three years) in order to find their pace. This then allows you to record ways to improve these indicators (if negative trend) and the reasons that these improvement benefit your business.

The tool can be used by the general and financial management of the business, as it will produce data on an annual basis on the financial position and corporate structure in order to obtain the corresponding decisions.

Some evidence of specific indicators of the tool should be learned from the company's balance sheet.

The tool calculates the net present value of an investment.
The net present value is defined as the difference between the total present value of cash inflow and the total present value of cash outflow of the business, related to the specific investment.
The net present value compares the current value, in monetary terms, of an investment in relation to value, in monetary terms, of the same investment in the future, after taking into account inflation and reimbursements (net profit).
If the net present value of a potential investment is positive (NPV> 0) then the investment is considered worthwhile
However, if the net present value of a potential investment is negative (NPV <0, Outflow> Inflow), then the investment should be rejected because the cash flow is negative
If the net present value of a potential investment is zero (NPV = 0), then the investment should probably be rejected as its revenue will be equal to its costs

The tool can be used by the financial and overall management of the business and will generate data, possibly, for a possible investment and give the opportunity for a potential investor to decide whether to implement an investment or to choose, if used tool separately for each investment, between two different investments.

Requires basic knowledge of financial figures of a potential investment.

This tool helps us evaluate and estimate the startup capital needed for the startup of a new business venture and ensuring its viability for at least 6 months.
In order to achieve the most accurate estimation, the tool supposed that the business will have zero profits for the first six months of operation. In this way, the startup capital will ensure for the viability of the business for, at least, this "dead" first semester.
The initial startup capital also includes the one-off initial costs of the business, such as equipment, decorating and modification/shaping of the space etc.

It is suggested that the tool is used exclusively by those interested in starting up their own business.

The completion of the tool requires a simple market research with regards to the various fixed costs that a business has at its startup (e.g. Offers from suppliers, lawyer fees, average electricity bills, telephone etc).

The tool "X6. Calculation of business loan parameters" helps us to calculate all parameters of a business loan that you have chosen or will choose, such as:
- Monthly installment
- Total payment amount
- Total interest to be paid
- The monthly installment that is absorbed for the payment of interest
- The monthly installment that is absorbed for the payment of capital

It also allows us to compare between different repayment terms of a loan (different lengths, different interest rates, etc.). In this tool, those considered favorable are the terms with which we achieve the lowest total payments.

Finally, through the search function of the target value of the tool we can set our own repayment terms of the loan (in the amount of the monthly installment) and calculate the corresponding total repayment period (number of monthly installments), the total payments and the total interest payable.

In the event that we are considering taking a loan to start up a business, the results of the tool take even greater importance as it is necessary that the loan will be taken to "meet" your needs.

The tool "X6. Calculation of parameters of business loan" is proposed to be used both by the entrepreneur himself and by the financial department of the company.

The tool "X6. Calculation of parameters of business loan" does not take into account incremental fees or other extra charges that may apply depending on the type of loan.